Every rate that touches an American household β mortgages, savings, Treasuries, inflation and fuel β pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates climbed to 6.71% this week, up from 6.66%. That increase means roughly $10-12 more per month on a $400,000 loan. For home shoppers, these small moves add up over 30 years.
Inflation remains the bigger story for most households. At 3.3% year-over-year, your savings lose value unless they're earning that rate or better. The good news: many banks now offer savings accounts earning 3.6% or more, which means your money is keeping pace with inflation. Check what your bank is offeringβrates vary widely, and switching accounts takes minutes if you find a better rate.
Stock markets remain calm, with the S&P 500 at 7718.6. Gas prices held near $4.07 a gallon. Unemployment is at 4.1%, suggesting steady hiring.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 4, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 7, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3820 |
| Euro (EUR) | 0.8604 |
| British Pound (GBP) | 0.7391 |
| Japanese Yen (JPY) | 154.7500 |
| Mexican Peso (MXN) | 16.9121 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-08T07:00:02 US Eastern. Browse past days β